Conventional loans

  • 30-, 25-, 20-, 15- and 10-year terms are all available with fixed rate.

  • Buy a home with as little as 3% down.

  • Sellers can pay for closing costs equaling upto 3% of purchase price.

  • Fixed and Adjustable loans available.

  • Refinance including cash out options available.

More Info

Apply Now


FHA/VA

FHA

  • FHA and VA loans with terms up to 30 years.

  • Down payments on FHA loans are 3.50% and 0.00% on VA loans.

  • Minimum credit scores as low as 620.

  • Sellers can pay for closing costs equaling upto 6% of purchase price.

  • Fixed and Adjustable loans available.

  • Interest rates and qualifying are generally more competitive than Conventional loans.

More Info

Apply Now


Home Equity Conversion Mortgages

  • Few local lenders offer this product.

  • Designed for borrowers over the age of 62.

  • Effectively utilizes equity in the home to stop making mortgage payments.

  • Can be used in home purchase.

  • Helpful way to maximize retirement assets.

More Info

Apply Now