Interest rates have increased over the past year. However, this may be a time to refinance your mortgage. Life happens.

Your situation may have changed. You need to change ownership. You need to lower your monthly payments. You need cash out for education, to pay debt, or to remodel. Refinancing your mortgage might help you accomplish these goals.

The average interest rate on mortgages over the past twenty years is over 7.00%. We continue to offer mortgages at historically low interest rates. Although rules and regulations have made it a more interesting process for a permanent loan, we are experts at helping you navigate the process.

Home Equity Conversion Mortgage

You may have lived in your home for a long time and have accumulated a good amount of equity. You are having trouble paying your regular bills. You would like to retire or cut back at work, you but cannot because your mortgage payment still exists.

You need to update your home or vehicles. You would like to visit your grandchildren more often. You do not want to start drawing your Social Security or reducing your retirement funds yet. You are ready to start on your bucket list.

If any of these situations apply to you and someone in your home is at least 62 years old, we need to talk. We are one of the few mortgage lenders in this market that can help you.